Ann,
I've checked the memberships and it doesn't look to me like you have joined the YLD Yahoo list yet.

Go to http://health.groups.yahoo.com/group/YLD and see if there is a link there that says "Join". Then go through the steps that they take you through to join the list.

As far as the passwords, I would suggest that you write them on a piece of paper, being sure which is which, so you don't them confused.

Hope that helps,
Kitty